Choosing Your Lake Orion, MI Lease-to-Own Company
When comparing lease-to-own companies in Lake Orion, MI, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Lake Orion and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Lake Orion, MI Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Lake Orion, MI tend to work the same way. To start, you choose an approved retailer in Lake Orion and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Lake Orion, MI will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Lake Orion, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lake Orion, MI. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Lake Orion, MI and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Lake Orion, MI as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Lake Orion and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Lake Orion, MI or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lake Orion, MI?
For shoppers in Lake Orion, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Lake Orion, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Lake Orion, MI, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Lake Orion, MI, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Lake Orion, MI. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.