How to Choose a Lease-to-Own Company in Kimball, MI

When selecting a lease-to-own company in Kimball, MI, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Kimball and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Kimball, MI

How does Acima Leasing work? Or Snap Finance? Whichever Kimball, MI lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Kimball retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, shop for the eligible products you want to get, and Acima Leasing in Kimball, MI or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Kimball, MI?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Kimball, MI. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Kimball, MI

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Kimball, MI as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Kimball and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Kimball, MI, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Kimball, MI

Snap Finance and Acima Leasing both want to help shoppers in Kimball MI get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Kimball, MI. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Kimball, MI also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Kimball, MI Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Kimball, MI. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.