What to Look for in Kentwood, MI Lease-to-Own Companies
When choosing a lease-to-own company in Kentwood, MI, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Kentwood so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Kentwood, MI
How does Acima Leasing work? Or Snap Finance? Whichever Kentwood, MI lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Kentwood retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Kentwood, MI or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Kentwood, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Kentwood, MI retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Kentwood, MI Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Kentwood, MI and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Kentwood businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Kentwood, MI.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Kentwood, MI?
Everyone in Kentwood, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Kentwood, MI. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Kentwood, MI, you will also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Kentwood, MI
Acima Leasing and Snap Finance are great options for Kentwood, MI shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.