Choosing a Lease-to-Own Company in Kalamazoo, MI
When picking a lease-to-own company in Kalamazoo, MI, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Kalamazoo and Snap Finance so you can determine which company is right for you.
Snap Finance in Kalamazoo, MI vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Kalamazoo, MI lease-to-own companies operate similarly. First, you pick from a list of approved Kalamazoo retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Kalamazoo, MI or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Kalamazoo, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Kalamazoo, MI. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Kalamazoo, MI Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Kalamazoo, MI as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Kalamazoo and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Kalamazoo, MI or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Kalamazoo, MI?
Snap Finance and Acima Leasing both want to help shoppers in Kalamazoo MI get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Kalamazoo, MI. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Kalamazoo, MI also requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Kalamazoo, MI? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Kalamazoo, MI. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.