Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Highland Park, MI

Seeking a lease-to-own solution in Highland Park, MI? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Highland Park, MI Lease-to-Own Company

When comparing lease-to-own companies in Highland Park, MI, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Highland Park and Snap Finance so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Highland Park, MI

How do Acima Leasing and Snap Finance work? Most Highland Park, MI lease-to-own companies operate similarly. You shop in person or online at an approved Highland Park retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Acima Leasing in Highland Park, MI or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Highland Park, MI?

The items you can shop for vary based on which Highland Park, MI retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Highland Park, MI Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Highland Park, MI businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Highland Park stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Highland Park, MI or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Highland Park, MI?

Both Snap Finance and Amica Leasing aim to help shoppers in Highland Park, MI with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Highland Park, MI. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

Acima Leasing in Highland Park, MI also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Highland Park, MI Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Highland Park, MI. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.