Snap Finance in Hazel Park, MI or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Hazel Park, MI — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Hazel Park, MI Lease-to-Own Company

When selecting a lease-to-own company in Hazel Park, MI, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Hazel Park and Snap Finance so you can decide which company sounds best for you.

How Does Lease-to-Own in Hazel Park, MI Work?

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Hazel Park, MI tend to work the same way. You shop at an approved Hazel Park retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, select the eligible products you want, and Snap Finance in Hazel Park, MI or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Hazel Park, MI?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hazel Park, MI. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Hazel Park, MI and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Hazel Park, MI businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Hazel Park and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Hazel Park, MI.

What’s Needed to Apply for Acima Leasing or Snap Finance in Hazel Park, MI

Both Snap Finance and Amica Leasing support Hazel Park, MI residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Hazel Park, MI. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Hazel Park, MI requires an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Hazel Park, MI

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hazel Park, MI. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.