You’re ready to shop with help from a lease-to-own company in Hastings, MI. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.
What to Look for in Hastings, MI Lease-to-Own Companies
When comparing lease-to-own companies in Hastings, MI, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Hastings and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Hastings, MI Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Hastings, MI follow similar models. You shop at an approved Hastings retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Acima Leasing in Hastings, MI or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Hastings, MI?
The items you can shop for in Hastings, MI depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Hastings, MI and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Hastings, MI as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Hastings and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Hastings, MI stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Hastings, MI?
Everyone in Hastings, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Hastings, MI, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Hastings, MI requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Hastings, MI
Many shoppers across Hastings, MI can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.