What to Look for in Hartland, MI Lease-to-Own Companies
When choosing a lease-to-own company in Hartland, MI, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Hartland and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Hartland, MI Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Hartland, MI lease-to-own companies operate similarly. To start, you choose an approved retailer in Hartland and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in Hartland, MI or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Hartland, MI?
The items you can shop for vary based on which Hartland, MI retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Hartland, MI
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Hartland, MI and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Hartland businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Hartland, MI stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Hartland, MI
Snap Finance and Amica Leasing are dedicated to helping Hartland, MI shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Hartland, MI, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Hartland, MI also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Hartland, MI Lease-to-Own Company
Many shoppers across Hartland, MI can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.