How to Choose a Lease-to-Own Company in Harper Woods, MI
When comparing lease-to-own companies in Harper Woods, MI, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Harper Woods so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Harper Woods, MI Work
How does Snap Finance work? Or Acima Leasing? Whichever Harper Woods, MI lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Harper Woods retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Harper Woods, MI will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Harper Woods, MI?
The items you can shop for vary based on which Harper Woods, MI retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Harper Woods, MI
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Harper Woods, MI as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Harper Woods and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Harper Woods, MI stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Harper Woods, MI?
Both Snap Finance and Amica Leasing aim to help shoppers in Harper Woods, MI with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Harper Woods, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Harper Woods, MI also requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Harper Woods, MI, the Choice Is Yours
Many shoppers across Harper Woods, MI can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.