How to Choose a Lease-to-Own Company in Garden City, MI
When picking a lease-to-own company in Garden City, MI, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Garden City and Snap Finance so you can determine which company is right for you.
Snap Finance in Garden City, MI vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Garden City, MI follow similar models. To start, you choose an approved retailer in Garden City and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Garden City, MI will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Garden City, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Garden City, MI retailers are approved by Snap Finance or Acima Leasing. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Garden City, MI
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Garden City, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Garden City stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Garden City, MI stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Garden City, MI
Both Snap Finance and Amica Leasing aim to help shoppers in Garden City, MI with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Garden City, MI, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Garden City, MI also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Garden City, MI, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Garden City, MI. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.