Choosing a Lease-to-Own Company in Freeland, MI
When comparing lease-to-own companies in Freeland, MI, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Freeland and Snap Finance so you can find the right company for you.
Snap Finance in Freeland, MI vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Freeland, MI lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Freeland retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Freeland, MI will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Freeland, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Freeland, MI. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Freeland, MI Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Freeland, MI as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Freeland and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Freeland, MI, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Freeland, MI
For shoppers in Freeland, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Freeland, MI, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Freeland, MI also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Freeland, MI Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Freeland, MI. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.