How to Choose a Lease-to-Own Company in Fraser, MI
When picking a lease-to-own company in Fraser, MI, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fraser so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Fraser, MI
How does Acima Leasing work? Or Snap Finance? Most Fraser, MI lease-to-own companies operate similarly. First, you pick from a list of approved Fraser retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Fraser, MI or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Fraser, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Fraser, MI retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Fraser, MI Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Fraser, MI as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Fraser businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Fraser, MI stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Fraser, MI?
Snap Finance and Amica Leasing are dedicated to helping Fraser, MI shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Fraser, MI. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Fraser, MI also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Fraser, MI, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Fraser, MI. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.