Choosing Your Farmington Hills, MI Lease-to-Own Company
When selecting a lease-to-own company in Farmington Hills, MI, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Farmington Hills and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Farmington Hills, MI Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Farmington Hills, MI follow similar models. To start, you choose an approved retailer in Farmington Hills and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Farmington Hills, MI will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Farmington Hills, MI?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Farmington Hills, MI. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Farmington Hills, MI
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Farmington Hills, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Farmington Hills stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Farmington Hills, MI.
What’s Needed to Apply for Acima Leasing or Snap Finance in Farmington Hills, MI
Both Snap Finance and Amica Leasing support Farmington Hills, MI residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Farmington Hills, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Farmington Hills, MI, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Farmington Hills, MI
Many shoppers across Farmington Hills, MI can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.