Choosing Your Emmett, MI Lease-to-Own Company
When comparing lease-to-own companies in Emmett, MI, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Emmett and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Emmett, MI Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Emmett, MI tend to work the same way. You shop at an approved Emmett retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Emmett, MI will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Emmett, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Emmett, MI. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Emmett, MI and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Emmett, MI and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Emmett businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Emmett, MI stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Emmett, MI
Snap Finance and Acima Leasing both want to help shoppers in Emmett MI get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Emmett, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Emmett, MI, you will also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Emmett, MI Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Emmett, MI shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.