Choosing a Lease-to-Own Company in Eastpointe, MI
When selecting a lease-to-own company in Eastpointe, MI, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Eastpointe and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Eastpointe, MI Work
How do Acima Leasing and Snap Finance work? Whichever Eastpointe, MI lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Eastpointe and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Eastpointe, MI will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Eastpointe, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Eastpointe, MI. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Eastpointe, MI and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Eastpointe, MI and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Eastpointe and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Eastpointe, MI, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Eastpointe, MI
Snap Finance and Acima Leasing both want to help shoppers in Eastpointe MI get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Eastpointe, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
For Acima Leasing in Eastpointe, MI, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Eastpointe, MI? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Eastpointe, MI shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.