Snap Finance in Clinton Twp, MI or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Clinton Twp, MI — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Clinton Twp, MI Lease-to-Own Companies

When selecting a lease-to-own company in Clinton Twp, MI, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Clinton Twp and Acima Leasing so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Clinton Twp, MI Work

How does Acima Leasing work? Or Snap Finance? Whichever Clinton Twp, MI lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Clinton Twp retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, pick the eligible items you want, and Snap Finance in Clinton Twp, MI or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

Clinton Twp, MI Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Clinton Twp, MI depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Clinton Twp, MI

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Clinton Twp, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Clinton Twp businesses to national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Clinton Twp, MI.

What’s Needed to Apply for Acima Leasing or Snap Finance in Clinton Twp, MI

For shoppers in Clinton Twp, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Clinton Twp, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.

For Acima Leasing in Clinton Twp, MI, you will also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Clinton Twp, MI, the Choice Is Yours

Many shoppers across Clinton Twp, MI can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.