What to Look for in Brighton, MI Lease-to-Own Companies
When choosing a lease-to-own company in Brighton, MI, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Brighton so you can find the right company for you.
Snap Finance in Brighton, MI vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Brighton, MI follow similar models. To start, you choose an approved retailer in Brighton and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Brighton, MI or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Brighton, MI?
The items you can shop for vary based on which Brighton, MI retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Brighton, MI
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Brighton, MI as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Brighton stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Brighton, MI stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Brighton, MI
Snap Finance and Acima Leasing both want to help shoppers in Brighton MI get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Brighton, MI, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
Acima Leasing in Brighton, MI also requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Brighton, MI Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Brighton, MI. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.