What to Look for in Bloomfield Hills, MI Lease-to-Own Companies
When selecting a lease-to-own company in Bloomfield Hills, MI, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bloomfield Hills so you can decide which company sounds best for you.
How Does Lease-to-Own in Bloomfield Hills, MI Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Bloomfield Hills, MI follow similar models. You shop at an approved Bloomfield Hills retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Bloomfield Hills, MI will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Bloomfield Hills, MI?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bloomfield Hills, MI. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Bloomfield Hills, MI
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Bloomfield Hills, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Bloomfield Hills stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Bloomfield Hills, MI.
Acima Leasing vs. Snap Finance Application and Requirements in Bloomfield Hills, MI
Snap Finance and Amica Leasing are dedicated to helping Bloomfield Hills, MI shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bloomfield Hills, MI. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Bloomfield Hills, MI also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Bloomfield Hills, MI Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Bloomfield Hills, MI shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.