How to Choose a Lease-to-Own Company in Big Rapids, MI
When picking a lease-to-own company in Big Rapids, MI, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Big Rapids and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Big Rapids, MI Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Big Rapids, MI tend to work the same way. You shop at an approved Big Rapids retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Big Rapids, MI will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Big Rapids, MI?
The items you can shop for in Big Rapids, MI depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Big Rapids, MI
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Big Rapids, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Big Rapids stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Big Rapids, MI.
What’s Needed to Apply for Acima Leasing or Snap Finance in Big Rapids, MI
For shoppers in Big Rapids, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Big Rapids, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Big Rapids, MI also requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Big Rapids, MI Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Big Rapids, MI. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.