How to Choose a Lease-to-Own Company in Benton Harbor, MI
When selecting a lease-to-own company in Benton Harbor, MI, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Benton Harbor so you can find the right company for you.
How Does Lease-to-Own in Benton Harbor, MI Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Benton Harbor, MI tend to work the same way. First, you pick from a list of approved Benton Harbor retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance in Benton Harbor, MI or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Benton Harbor, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Benton Harbor, MI depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Benton Harbor, MI
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Benton Harbor, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Benton Harbor businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Benton Harbor, MI, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Benton Harbor, MI
Everyone in Benton Harbor, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Benton Harbor, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Benton Harbor, MI also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Benton Harbor, MI? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Benton Harbor, MI. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.