How to Choose a Lease-to-Own Company in Belleville, MI
When comparing lease-to-own companies in Belleville, MI, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Belleville so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Belleville, MI
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Belleville, MI follow similar models. You shop in person or online at an approved Belleville retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Belleville, MI will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Belleville, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Belleville, MI depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Belleville, MI Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Belleville, MI businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Belleville businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Belleville, MI stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Belleville, MI
Both Snap Finance and Amica Leasing aim to help shoppers in Belleville, MI with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Belleville, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Belleville, MI also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Belleville, MI? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Belleville, MI shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.