Comparing Acima Leasing and Snap Finance in Bad Axe, MI

You’re ready to shop with help from a lease-to-own company in Bad Axe, MI. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Bad Axe, MI Lease-to-Own Company

When choosing a lease-to-own company in Bad Axe, MI, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Bad Axe and Acima Leasing so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Bad Axe, MI Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Bad Axe, MI tend to work the same way. You shop at an approved Bad Axe retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Bad Axe, MI will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bad Axe, MI?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bad Axe, MI. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Bad Axe, MI Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Bad Axe, MI businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Bad Axe stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Bad Axe, MI.

What Are the Requirements for Acima Leasing vs. Snap Finance in Bad Axe, MI?

Both Snap Finance and Amica Leasing aim to help shoppers in Bad Axe, MI with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Bad Axe, MI. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.

Acima Leasing in Bad Axe, MI also requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Bad Axe, MI? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bad Axe, MI. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.