Choosing a Lease-to-Own Company in Ann Arbor, MI
When choosing a lease-to-own company in Ann Arbor, MI, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Ann Arbor and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Ann Arbor, MI Work
How does Snap Finance work? Or Acima Leasing? Whichever Ann Arbor, MI lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Ann Arbor retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Ann Arbor, MI will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Ann Arbor, MI?
The items you can shop for in Ann Arbor, MI depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Ann Arbor, MI
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Ann Arbor, MI as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Ann Arbor and the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Ann Arbor, MI, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Ann Arbor, MI
Snap Finance and Amica Leasing are dedicated to helping Ann Arbor, MI shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ann Arbor, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Ann Arbor, MI also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Ann Arbor, MI
Acima Leasing and Snap Finance have a lot to offer shoppers in Ann Arbor, MI. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.