What to Look for in Alpena, MI Lease-to-Own Companies
When selecting a lease-to-own company in Alpena, MI, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Alpena and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Alpena, MI
How does Snap Finance work? Or Acima Leasing? Whichever Alpena, MI lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Alpena retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Alpena, MI will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Alpena, MI?
The items you can shop for vary based on which Alpena, MI retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Alpena, MI and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Alpena, MI and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Alpena businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Alpena, MI stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Alpena, MI
Both Snap Finance and Amica Leasing support Alpena, MI residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Alpena, MI, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
For Acima Leasing in Alpena, MI, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Alpena, MI, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Alpena, MI shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.