Lease-to-Own in Alpena, MI: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Alpena, MI, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Alpena, MI Lease-to-Own Companies

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Alpena, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Alpena, MI to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Alpena Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Alpena, MI? What about Acima Leasing? Both companies follow similar application processes. Shop at eligible retailers in Alpena, pick out the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Alpena!

What Are the Requirements for Progressive Leasing in Alpena vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Alpena, MI are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Alpena, MI need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Alpena who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Alpena, MI Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Alpena stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Alpena, MI, or view Acima Leasing's online retailers.

What Items Can I Lease in Alpena, MI with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Alpena, MI follow similar guidelines for leasable items. Generally, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Alpena, MI?

Determining the right lease-to-own company in Alpena, MI is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Alpena stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.