What to Look for in Allendale, MI Lease-to-Own Companies
When comparing lease-to-own companies in Allendale, MI, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Allendale and Acima Leasing so you know which company is your best fit.
Snap Finance in Allendale, MI vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Allendale, MI lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Allendale retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Allendale, MI or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Allendale, MI?
The items you can shop for vary based on which Allendale, MI retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Allendale, MI Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Allendale, MI and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Allendale and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Allendale, MI stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Allendale, MI?
Snap Finance and Amica Leasing are dedicated to helping Allendale, MI shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Allendale, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Allendale, MI also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Allendale, MI? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Allendale, MI shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.