Choosing Your Adrian, MI Lease-to-Own Company
When comparing lease-to-own companies in Adrian, MI, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Adrian and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Adrian, MI Work?
How does Acima Leasing work? Or Snap Finance? Most Adrian, MI lease-to-own companies operate similarly. You shop in person or online at an approved Adrian retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Adrian, MI will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Adrian, MI?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Adrian, MI. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Adrian, MI Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Adrian, MI businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Adrian and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Adrian, MI.
What Are the Requirements for Acima Leasing vs. Snap Finance in Adrian, MI?
Both Snap Finance and Amica Leasing support Adrian, MI residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Adrian, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Adrian, MI requires at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Adrian, MI Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Adrian, MI. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.