How to Choose a Lease-to-Own Company in Worcester, MA
When comparing lease-to-own companies in Worcester, MA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Worcester so you can determine which company is right for you.
How Does Lease-to-Own in Worcester, MA Work?
How does Acima Leasing work? Or Snap Finance? Whichever Worcester, MA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Worcester retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Worcester, MA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Worcester, MA?
The items you can shop for in Worcester, MA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Worcester, MA
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Worcester, MA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Worcester stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Worcester, MA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Worcester, MA?
Snap Finance and Acima Leasing both want to help shoppers in Worcester MA get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Worcester, MA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
Acima Leasing in Worcester, MA also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Worcester, MA? Try Acima Leasing
Many shoppers across Worcester, MA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.