Choosing Your Woburn, MA Lease-to-Own Company
When choosing a lease-to-own company in Woburn, MA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Woburn and Snap Finance so you know which company is your best fit.
Snap Finance in Woburn, MA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Woburn, MA lease-to-own companies operate similarly. To start, you choose an approved retailer in Woburn and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Woburn, MA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Woburn, MA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Woburn, MA. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Woburn, MA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Woburn, MA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Woburn businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Woburn, MA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Woburn, MA?
Both Snap Finance and Amica Leasing support Woburn, MA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Woburn, MA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Woburn, MA also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Woburn, MA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Woburn, MA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.