Choosing Your West Springfield, MA Lease-to-Own Company
When comparing lease-to-own companies in West Springfield, MA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in West Springfield so you can determine which company is right for you.
Snap Finance in West Springfield, MA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most West Springfield, MA lease-to-own companies operate similarly. You shop at an approved West Springfield retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in West Springfield, MA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
West Springfield, MA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in West Springfield, MA. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in West Springfield, MA
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local West Springfield, MA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in West Springfield and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find West Springfield, MA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in West Springfield, MA?
Everyone in West Springfield, MA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in West Springfield, MA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in West Springfield, MA also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in West Springfield, MA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in West Springfield, MA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.