Progressive Leasing or Acima Leasing in Waltham, MA?

Who do you go to for lease-to-own solutions in Waltham, MA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Waltham, MA?

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but are low on cash. With so many companies like Progressive Leasing in Waltham, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Waltham, MA so you can decide which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Waltham, MA Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Waltham, MA? Both companies follow similar application processes. Shop at eligible Waltham stores, select the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Waltham, you may be approved for up to $5,000!

Waltham Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Waltham, MA might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Waltham, MA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Waltham who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Waltham Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Waltham, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Waltham, MA, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Waltham, MA

The rules for leasable items at Acima Leasing and Progressive Leasing in Waltham, MA are quite similar. In general, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Waltham, MA?

Determining the right lease-to-own company in Waltham, MA is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Waltham you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.