What to Look for in Springfield, MA Lease-to-Own Companies
When picking a lease-to-own company in Springfield, MA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Springfield and Snap Finance so you can determine which company is right for you.
Snap Finance in Springfield, MA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Springfield, MA follow similar models. You shop at an approved Springfield retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Springfield, MA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Springfield, MA?
The items you can shop for in Springfield, MA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Springfield, MA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Springfield, MA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Springfield and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Springfield, MA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Springfield, MA?
Everyone in Springfield, MA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Springfield, MA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Springfield, MA also requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Springfield, MA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Springfield, MA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.