Acima Leasing or Progressive Leasing in Springfield, MA?

When you need a lease-to-own solution in Springfield, MA, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Springfield, MA

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Springfield, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Springfield, MA to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Springfield Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Springfield, MA? And how does Acima Leasing work? Applying with either company will look pretty similar. Browse at eligible Springfield retailers, choose the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Springfield, you may be approved for up to $5,000!

Springfield Acima Leasing Requirements vs. Progressive Leasing Requirements

While the application processes for Acima Leasing and Progressive Leasing in Springfield, MA are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Springfield, MA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Springfield shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Springfield, MA

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Springfield, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Springfield, MA, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Springfield, MA?

Progressive Leasing and Acima Leasing in Springfield, MA consider the same items leasable. Generally, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Springfield, MA?

Determining the right lease-to-own company in Springfield, MA is a personal choice we can't make for you. You have to select the right fit for you based on the application process, approval requirements, and which Springfield stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.