Lease-to-Own in Spencer, MA: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Spencer, MA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Spencer, MA

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but are low on cash. Spencer is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Spencer, MA to help you determine which company has the best application process, store selection, and requirements for you.

Spencer Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Spencer, MA? What about Acima Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in Spencer, find the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Spencer!

Lease-to-Own Requirements for Progressive Leasing in Spencer vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Spencer, MA have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Spencer, MA, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Spencer with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Spencer, MA

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Spencer stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Spencer, MA, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Spencer, MA?

The rules for leasable items at Acima Leasing and Progressive Leasing in Spencer, MA are quite similar. Generally, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Spencer, MA?

The decision of which Spencer, MA lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on which Spencer retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.