How to Choose a Lease-to-Own Company in Saugus, MA
When choosing a lease-to-own company in Saugus, MA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Saugus and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Saugus, MA Work?
How does Snap Finance work? Or Acima Leasing? Most Saugus, MA lease-to-own companies operate similarly. You shop in person or online at an approved Saugus retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Saugus, MA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Saugus, MA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Saugus, MA. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Saugus, MA
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Saugus, MA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Saugus stores and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Saugus, MA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Saugus, MA?
Both Snap Finance and Amica Leasing aim to help shoppers in Saugus, MA with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Saugus, MA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
For Acima Leasing in Saugus, MA, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Saugus, MA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Saugus, MA. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.