Deciding Between Acima Leasing and Snap Finance in Plymouth, MA

You’re ready to shop with help from a lease-to-own company in Plymouth, MA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Plymouth, MA

When picking a lease-to-own company in Plymouth, MA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Plymouth so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Plymouth, MA Work

How do Acima Leasing and Snap Finance work? Whichever Plymouth, MA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Plymouth retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Plymouth, MA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Plymouth, MA?

The items you can shop for vary based on which Plymouth, MA retailers are approved by Snap Finance or Acima Leasing. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Plymouth, MA Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Plymouth, MA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Plymouth and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Plymouth, MA, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Plymouth, MA

Everyone in Plymouth, MA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Plymouth, MA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.

Acima Leasing in Plymouth, MA also requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Plymouth, MA, the Choice Is Yours

Many shoppers across Plymouth, MA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.