Snap Finance in Medway, MA or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Medway, MA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Medway, MA

When comparing lease-to-own companies in Medway, MA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Medway and Acima Leasing so you know which company is your best fit.

How Does Lease-to-Own in Medway, MA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most Medway, MA lease-to-own companies operate similarly. You shop in person or online at an approved Medway retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Medway, MA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

Medway, MA Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Medway, MA. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Medway, MA

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Medway, MA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Medway businesses to national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Medway, MA, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Medway, MA

Both Snap Finance and Amica Leasing aim to help shoppers in Medway, MA with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Medway, MA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Medway, MA also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Medway, MA Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Medway, MA. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.