What to Look for in Medford, MA Lease-to-Own Companies
When picking a lease-to-own company in Medford, MA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Medford so you can decide which company sounds best for you.
How Does Lease-to-Own in Medford, MA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Medford, MA lease-to-own companies operate similarly. You shop at an approved Medford retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Medford, MA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Medford, MA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Medford, MA. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Medford, MA
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Medford, MA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Medford and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Medford, MA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Medford, MA
Snap Finance and Acima Leasing both want to help shoppers in Medford MA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Medford, MA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Medford, MA requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Medford, MA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Medford, MA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.