Choosing Your Mattapan, MA Lease-to-Own Company
When picking a lease-to-own company in Mattapan, MA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mattapan so you can decide which company sounds best for you.
How Does Lease-to-Own in Mattapan, MA Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Mattapan, MA tend to work the same way. To start, you choose an approved retailer in Mattapan and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Mattapan, MA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Mattapan, MA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mattapan, MA. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Mattapan, MA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Mattapan, MA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Mattapan and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Mattapan, MA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mattapan, MA?
Snap Finance and Acima Leasing both want to help shoppers in Mattapan MA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Mattapan, MA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Mattapan, MA also requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Mattapan, MA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mattapan, MA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.