How to Choose a Lease-to-Own Company in Malden, MA
When picking a lease-to-own company in Malden, MA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Malden and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Malden, MA
How do Acima Leasing and Snap Finance work? Most Malden, MA lease-to-own companies operate similarly. You shop in person or online at an approved Malden retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Malden, MA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Malden, MA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Malden, MA. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Malden, MA
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Malden, MA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Malden and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Malden, MA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Malden, MA?
Snap Finance and Amica Leasing are dedicated to helping Malden, MA shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Malden, MA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
For Acima Leasing in Malden, MA, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Malden, MA
Acima Leasing and Snap Finance are great options for Malden, MA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.