Choosing Your Lynnfield, MA Lease-to-Own Company
When selecting a lease-to-own company in Lynnfield, MA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Lynnfield and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Lynnfield, MA
How do Acima Leasing and Snap Finance work? Whichever Lynnfield, MA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Lynnfield retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Lynnfield, MA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Lynnfield, MA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lynnfield, MA. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Lynnfield, MA
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Lynnfield, MA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Lynnfield stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Lynnfield, MA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lynnfield, MA?
Both Snap Finance and Amica Leasing aim to help shoppers in Lynnfield, MA with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Lynnfield, MA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Lynnfield, MA also requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Lynnfield, MA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Lynnfield, MA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.