How to Choose a Lease-to-Own Company in Lowell, MA
When selecting a lease-to-own company in Lowell, MA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Lowell and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Lowell, MA Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Lowell, MA tend to work the same way. You shop at an approved Lowell retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Lowell, MA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Lowell, MA?
The items you can shop for vary based on which Lowell, MA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Lowell, MA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Lowell, MA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Lowell businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Lowell, MA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Lowell, MA
Everyone in Lowell, MA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Lowell, MA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Lowell, MA requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Lowell, MA? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lowell, MA. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.