How to Choose a Lease-to-Own Company in Lawrence, MA
When comparing lease-to-own companies in Lawrence, MA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lawrence so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Lawrence, MA
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Lawrence, MA tend to work the same way. First, you pick from a list of approved Lawrence retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Lawrence, MA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Lawrence, MA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lawrence, MA. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Lawrence, MA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Lawrence, MA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Lawrence and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Lawrence, MA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lawrence, MA
Both Snap Finance and Amica Leasing aim to help shoppers in Lawrence, MA with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Lawrence, MA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Lawrence, MA also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Lawrence, MA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lawrence, MA. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.