How to Choose a Lease-to-Own Company in Haverhill, MA
When selecting a lease-to-own company in Haverhill, MA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Haverhill and Snap Finance so you can determine which company is right for you.
Snap Finance in Haverhill, MA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Haverhill, MA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Haverhill retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Haverhill, MA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Haverhill, MA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Haverhill, MA. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Haverhill, MA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Haverhill, MA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Haverhill and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Haverhill, MA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Haverhill, MA
Snap Finance and Amica Leasing are dedicated to helping Haverhill, MA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Haverhill, MA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
Acima Leasing in Haverhill, MA also requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Haverhill, MA
Acima Leasing and Snap Finance are great options for Haverhill, MA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.