How to Choose a Lease-to-Own Company in Franklin, MA
When picking a lease-to-own company in Franklin, MA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Franklin so you know which company is your best fit.
How Does Lease-to-Own in Franklin, MA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Franklin, MA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Franklin retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Franklin, MA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Franklin, MA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Franklin, MA. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Franklin, MA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Franklin, MA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Franklin stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Franklin, MA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Franklin, MA?
For shoppers in Franklin, MA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Franklin, MA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Franklin, MA, you will also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Franklin, MA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Franklin, MA. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.