How to Choose a Lease-to-Own Company in Fall River, MA
When selecting a lease-to-own company in Fall River, MA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Fall River and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Fall River, MA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Fall River, MA follow similar models. First, you pick from a list of approved Fall River retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Fall River, MA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Fall River, MA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Fall River, MA. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Fall River, MA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Fall River, MA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Fall River businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Fall River, MA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Fall River, MA
Both Snap Finance and Amica Leasing aim to help shoppers in Fall River, MA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Fall River, MA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Fall River, MA also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Fall River, MA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Fall River, MA. Choose the lease-to-own company that works best for you based on eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.