What to Look for in Everett, MA Lease-to-Own Companies
When selecting a lease-to-own company in Everett, MA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Everett and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Everett, MA Work?
How does Snap Finance work? Or Acima Leasing? Whichever Everett, MA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Everett retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Everett, MA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Everett, MA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Everett, MA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Everett, MA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Everett, MA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Everett stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Everett, MA.
Acima Leasing vs. Snap Finance Application and Requirements in Everett, MA
Both Snap Finance and Amica Leasing aim to help shoppers in Everett, MA with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Everett, MA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Everett, MA requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Everett, MA
Acima Leasing and Snap Finance have a lot to offer shoppers in Everett, MA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.