Deciding Between Acima Leasing and Snap Finance in East Wareham, MA

Seeking a lease-to-own solution in East Wareham, MA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in East Wareham, MA

When comparing lease-to-own companies in East Wareham, MA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in East Wareham and Snap Finance so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in East Wareham, MA

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in East Wareham, MA follow similar models. You shop at an approved East Wareham retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, select the eligible products you want, and Acima Leasing in East Wareham, MA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in East Wareham, MA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in East Wareham, MA. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

East Wareham, MA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local East Wareham, MA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small East Wareham businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in East Wareham, MA, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in East Wareham, MA

Snap Finance and Acima Leasing both want to help shoppers in East Wareham MA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in East Wareham, MA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.

For Acima Leasing in East Wareham, MA, you will also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in East Wareham, MA? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in East Wareham, MA. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.