Choosing a Lease-to-Own Company in Chelsea, MA
When selecting a lease-to-own company in Chelsea, MA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Chelsea and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Chelsea, MA Work?
How does Snap Finance work? Or Acima Leasing? Whichever Chelsea, MA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Chelsea retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in Chelsea, MA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Chelsea, MA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Chelsea, MA retailers are approved by Snap Finance or Acima Leasing. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Chelsea, MA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Chelsea, MA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Chelsea and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Chelsea, MA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Chelsea, MA
Everyone in Chelsea, MA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Chelsea, MA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Chelsea, MA also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Chelsea, MA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Chelsea, MA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.