Choosing Your Woodlawn, MD Lease-to-Own Company
When choosing a lease-to-own company in Woodlawn, MD, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Woodlawn so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Woodlawn, MD Work
How do Acima Leasing and Snap Finance work? Most Woodlawn, MD lease-to-own companies operate similarly. You shop in person or online at an approved Woodlawn retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Woodlawn, MD will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Woodlawn, MD?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Woodlawn, MD. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Woodlawn, MD Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Woodlawn, MD and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Woodlawn and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Woodlawn, MD, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Woodlawn, MD?
Snap Finance and Acima Leasing both want to help shoppers in Woodlawn MD get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Woodlawn, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Woodlawn, MD also requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Woodlawn, MD Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Woodlawn, MD. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.